Payday
Never miss a quarterly tax deadline again.
Payday connects to your Stripe and bank accounts to calculate your quarterly estimated tax payments and reminds you before each IRS deadline. It shows plain-English math for every estimate, tracks all four quarters, and exports a TurboTax-ready file at year end. Built for solo freelancers and 1099 contractors who owe quarterly estimates but have no CPA on retainer.
Payday
finance
Never miss a quarterly tax deadline again
What you get
Payday was built for exactly this.
The core features that make Payday different from the generic alternatives.
Bank + Stripe connection
Link your bank via Plaid and Stripe account (read-only) to pull income transactions automatically.
Quarterly estimate engine
Calculates your federal and state estimated tax owed for each Q1–Q4 deadline using your real income data.
Deadline nudges
Push notifications at 14, 7, and 1 day before each quarterly deadline (paid tier).
Plain-English math drawer
Tap any estimate to see exactly how the number was computed — no jargon.
Year-end TurboTax export
Generates a .txf file and Schedule C PDF ready to import into TurboTax (paid tier).
One-tap mark paid
Confirm each quarterly payment from the home screen and track your full payment history.
A note from the studio
“Tax software is either intimidating or gamified. Payday should feel like a calm accountant's desk — trustworthy, quiet 360 days a year, and unmissable on the five days that matter.”
How it works
Three steps. No account. No tracking.
01
Connect your income
Link your Stripe account and one bank account in about 60 seconds. Payday reads transactions read-only — it never moves money.
02
See what you owe
Payday calculates your estimated tax for the current quarter and shows you the deadline date. Tap the amount to see the full math breakdown.
03
Never miss the deadline
Payday reminds you at 14, 7, and 1 day before each due date. When you pay, tap 'Mark paid' — your history is saved and your next quarter starts clean.
Not shipped yet
Notify me when Payday ships.
It'll launch at $59 / year. Free tier: current quarter estimate (read-only) — free forever.
One email when it lands on the App Store. No drip sequence.
No spam. No tracking. Email only — unsubscribe with one click.
From the journal
Notes on the practice.
- 01
Is It Worth Buying Something Just for the Tax Write-Off? How Much a Deduction Actually Saves Freelancers, and Why Your Brain Rounds It Up to 100%
How much does a tax write-off actually save a freelancer? Far less than the price tag. The real math behind deductions, and the mental accounting that makes the cost vanish.
2026-10-26
7 min read
- 02
Can Freelancers Deduct Travel Expenses? The Primary-Purpose Test That Decides Whether a Trip Is a Write-Off or Just a Vacation
Can freelancers deduct travel expenses? How the IRS primary-purpose test and business-day count work, and why answering client email from the beach changes nothing.
2026-10-26
7 min read
- 03
Can Freelancers Deduct Their Phone and Internet Bill? How to Find a Business-Use Percentage You Can Actually Defend
Can freelancers deduct their phone and internet bill? Yes, but the percentage you'd guess is probably wrong. Here's how to find a business-use number you can defend.
2026-10-25
7 min read
- 04
Can Freelancers Deduct Online Courses? The Improve-or-Qualify Test That Decides Which Education Is a Write-Off
Can freelancers deduct online courses? Only if they improve work you already do. Inside: the IRS improve-vs-qualify test, and why the course that changes your career fails it.
2026-10-25
7 min read
- 05
What to Do If Your 1099 Is Wrong: How to Fix an Incorrect 1099-NEC Before the IRS Matching System Flags You
Got an incorrect 1099-NEC? Treat the form as a claim, not a verdict. Here's how to check it, get it corrected, and protect yourself if the client won't fix it.
2026-10-24
7 min read
The dispatch
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